PBOC to cut rates on various structural policy tools by 25 bps

January 15, 2026
-FXnews

The Chinese central bank announced that it is to release a batch of monetary and financial measures, which will include interest rate cuts on structural policy tools. And in my view, it is arguably Beijing’s main problem still as they are unable to find targeted measures to deal with that.

However, what the central bank is doing here is to provide banks with cheap liquidity by lowering their cost of funds. In turn, that hopefully will enable banks to incentivise lending especially to smaller and medium enterprises.

In other words, the move here is a targeted supply side solution to the problem

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